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BankTech

10 Top Best Global Digital Banks That are Transforming Traditional Banking

MonzoMonzo is a fully licensed, mobile-only, digital bank based in the UK. It offers both personal and business accounts. There is no monthly fee...

The Future of Banking

Traditional banks are under serious threat from the branchless digital banks and FinTech companies that offer niche products to select customer segments. Also, technology companies like Amazon and Google, with formidable brands and large customer bases are bundling financial services with their core products. And with the rise of cryptocurrencies, a new set of DeFi protocols with innovative financial offerings are joining the fray. For now, technology majors look like winning!

What is PayTech?

PayTech or payment technology is the largest growing sub-segment in FinTech. Emerging technologies such as ML and AI, IoT and blockchain are transforming the digital payment industry. Contactless payment options using wearables, voice and decentralized payment protocols will be the future of PayTech. Cybersecurity, complicated regulatory environment and social concerns about marginalization of cash payers are the challenges for the growth of PayTech.

How ‘Buy Now Pay Later’ is Disrupting Consumer Lending

Buy Now Pay Later (BNPL) is a credit facility where the borrower can buy a product without any down payment and repay with interest-free installments. BNPL has emerged as an alternative to credit cards since it is cheaper and more convenient. And the primary market seems to be Gen Z customers without credit cards. The current exponential growth of e-commerce is driving BNPL. E-commerce companies offer this facility as an embedded finance option seamlessly integrated with the transactions. Merchants benefit because BNPL encourages purchase and leads to brand loyalty. BNPL is available for a variety of online purchases, including food. BNPL is all set to grow, especially given the exponential growth of e-commerce, the proliferation of smartphones, and the expansion of the younger demographics.

WealthTech

Global Top 10 Robo-advisory Companies You Need to Know About

BettermentBetterment is one of the leading robo-advisors in the market. It boasts of a large customer base of 480000 with about $ 22 billion...

10 Top Global Crowdfunding Platforms That You Should Know About

KickstarterKickstarter started operations in 2009 in the US with the stated mission of helping creative projects come to life. Kickstarter has raised $ 5.8...

Top 10 Best Global Cryptocurrency Exchanges You Need to Know About

CoinbaseCoinbase is one of the best exchanges for a beginner to start trading. It is a safe, legit exchange since it is registered in...

Insurtech

InsurTech: The Technological Disruption of the Insurance Industry

InsurTech refers to the disruption and transformation of the insurance industry by emerging technologies. For instance, insurtechs use big data, machine learning and AI, IoT and telematics and even the latest innovations in biology to disrupt the industry.A variety of startups are disrupting the insurance industry. A set of insurtechs are transforming customer experiences and enabling incumbents improve their business processes. And there are others that are competing fiercely against incumbents with innovative products and new business models. Yet another set of companies are targeting unserved customer niches. To add to the complexity, there are TechFin players that are likely to bundle insurance with the products sold.Failing to learn lessons from the disruption of the banking industry, insurance companies are rather slow to react. With seemingly unlimited funding from VCs and relatively lower regulatory oversight, insurtechs are all set to dominate significant slices of the insurance market.

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10 Top Best Global Digital Banks That are Transforming Traditional Banking

MonzoMonzo is a fully licensed, mobile-only, digital bank based in the UK. It offers both personal and business accounts. There is no monthly fee...

The Future of Banking

Traditional banks are under serious threat from the branchless digital banks and FinTech companies that offer niche products to select customer segments. Also, technology companies like Amazon and Google, with formidable brands and large customer bases are bundling financial services with their core products. And with the rise of cryptocurrencies, a new set of DeFi protocols with innovative financial offerings are joining the fray. For now, technology majors look like winning!

What is PayTech?

PayTech or payment technology is the largest growing sub-segment in FinTech. Emerging technologies such as ML and AI, IoT and blockchain are transforming the digital payment industry. Contactless payment options using wearables, voice and decentralized payment protocols will be the future of PayTech. Cybersecurity, complicated regulatory environment and social concerns about marginalization of cash payers are the challenges for the growth of PayTech.

How ‘Buy Now Pay Later’ is Disrupting Consumer Lending

Buy Now Pay Later (BNPL) is a credit facility where the borrower can buy a product without any down payment and repay with interest-free installments. BNPL has emerged as an alternative to credit cards since it is cheaper and more convenient. And the primary market seems to be Gen Z customers without credit cards. The current exponential growth of e-commerce is driving BNPL. E-commerce companies offer this facility as an embedded finance option seamlessly integrated with the transactions. Merchants benefit because BNPL encourages purchase and leads to brand loyalty. BNPL is available for a variety of online purchases, including food. BNPL is all set to grow, especially given the exponential growth of e-commerce, the proliferation of smartphones, and the expansion of the younger demographics.

Latest Reviews

What are Stable Coins?

Stable coins are cryptocurrencies with a low price-volatility. Stable coin creators peg them to a stable asset such as a fiat currency....

What is an ERC20 Token?

ERC20 is a set of standards that allow developers to create their own tokens on the Ethereum blockchain platform. Many of the...

Top 10 Best Global Cryptocurrency Exchanges You Need to Know About

Coinbase BitMEX (Bitcoin Mercantile Exchange) is a market-leading crypto derivatives platform based in Seychelles. It is a derivatives trading platform meant...

RegTech

What is RegTech?

Regulatory technology (RegTech) is the application of emerging technologies that help companies in the banking and financial services sector to improve the efficiency of regulatory reporting and compliance, at lower costs. RegTech also helps regulatory bodies to monitor financial services companies better to prevent frauds and criminal activities and ensure financial safety of consumers.
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Sub-categories

Regulatory technology (RegTech) is the application of emerging technologies that help companies in the banking and financial services sector to improve the efficiency of regulatory reporting and compliance, at lower costs. RegTech also helps regulatory bodies to monitor financial services companies better to prevent frauds and criminal activities and ensure financial safety of consumers.
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Cryptocurrencies

What are Stable Coins?

Stable coins are cryptocurrencies with a low price-volatility. Stable coin creators peg them to a stable asset such as a fiat currency....

What is an ERC20 Token?

ERC20 is a set of standards that allow developers to create their own tokens on the Ethereum blockchain platform. Many of the...

Top 10 Best Global Cryptocurrency Exchanges You Need to Know About

Coinbase BitMEX (Bitcoin Mercantile Exchange) is a market-leading crypto derivatives platform based in Seychelles. It is a derivatives trading platform meant...

What are Non-Fungible Tokens?

NFTs are digital representations of value, identity or ownership with uniquely identifiable information. And this information is stored in smart contracts on...

Technology

What are Smart Contracts?

Smart contracts are computer software programs that perform a set of actions automatically when certain conditions are met.

How are Blockchains Transforming the World?

A blockchain is a time-stamped series of an immutable record of data. And a distributed cluster of computers not owned by any single entity, manages this record. And, difficult-to-crack cryptographic algorithms connect these blocks to form an unbreakable chain.

Machine Learning/AI

This section focusses on the latest machine learning and AI applications in the banking, financial services and insurance domains. With the rise...

Amazon’s Apple Watch Killer Will be Free and Sell you Everything

We woke reasonably late following the feast and free flowing wine the night before. After gathering ourselves and our packs, we...

Architecture

What are Stable Coins?

Stable coins are cryptocurrencies with a low price-volatility. Stable coin creators peg them to a stable asset such as a fiat currency....

What is an ERC20 Token?

ERC20 is a set of standards that allow developers to create their own tokens on the Ethereum blockchain platform. Many of the...

Top 10 Best Global Cryptocurrency Exchanges You Need to Know About

Coinbase BitMEX (Bitcoin Mercantile Exchange) is a market-leading crypto derivatives platform based in Seychelles. It is a derivatives trading platform meant...
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LATEST ARTICLES

What are Stable Coins?

Stable coins are cryptocurrencies with a low price-volatility. Stable coin creators peg them to a stable asset such as a fiat currency....

What is an ERC20 Token?

ERC20 is a set of standards that allow developers to create their own tokens on the Ethereum blockchain platform. Many of the...

Top 10 Best Global Cryptocurrency Exchanges You Need to Know About

Coinbase BitMEX (Bitcoin Mercantile Exchange) is a market-leading crypto derivatives platform based in Seychelles. It is a derivatives trading platform meant...

What are Non-Fungible Tokens?

NFTs are digital representations of value, identity or ownership with uniquely identifiable information. And this information is stored in smart contracts on...

How Cryptocurrency-based Donations are Disrupting the World of Philanthropy

Crypto-based donations are disrupting philanthropy. Donating in cryptocurrencies can make sure that the money reaches the right beneficiaries. And help donors track...

10 Top Best Global Digital Banks That are Transforming Traditional Banking

MonzoMonzo is a fully licensed, mobile-only, digital bank based in the UK. It offers both personal and business accounts. There is no monthly fee...

Global Top 10 Robo-advisory Companies You Need to Know About

BettermentBetterment is one of the leading robo-advisors in the market. It boasts of a large customer base of 480000 with about $ 22 billion...

10 Top Global Crowdfunding Platforms That You Should Know About

KickstarterKickstarter started operations in 2009 in the US with the stated mission of helping creative projects come to life. Kickstarter has raised $ 5.8...

Top 10 Best Global Cryptocurrency Exchanges You Need to Know About

CoinbaseCoinbase is one of the best exchanges for a beginner to start trading. It is a safe, legit exchange since it is registered in...

InsurTech: The Technological Disruption of the Insurance Industry

InsurTech refers to the disruption and transformation of the insurance industry by emerging technologies. For instance, insurtechs use big data, machine learning and AI, IoT and telematics and even the latest innovations in biology to disrupt the industry.A variety of startups are disrupting the insurance industry. A set of insurtechs are transforming customer experiences and enabling incumbents improve their business processes. And there are others that are competing fiercely against incumbents with innovative products and new business models. Yet another set of companies are targeting unserved customer niches. To add to the complexity, there are TechFin players that are likely to bundle insurance with the products sold.Failing to learn lessons from the disruption of the banking industry, insurance companies are rather slow to react. With seemingly unlimited funding from VCs and relatively lower regulatory oversight, insurtechs are all set to dominate significant slices of the insurance market.

Most Popular

What are Stable Coins?

Stable coins are cryptocurrencies with a low price-volatility. Stable coin creators peg them to a stable asset such as a fiat currency....

What is an ERC20 Token?

ERC20 is a set of standards that allow developers to create their own tokens on the Ethereum blockchain platform. Many of the...

Top 10 Best Global Cryptocurrency Exchanges You Need to Know About

Coinbase BitMEX (Bitcoin Mercantile Exchange) is a market-leading crypto derivatives platform based in Seychelles. It is a derivatives trading platform meant...

What are Non-Fungible Tokens?

NFTs are digital representations of value, identity or ownership with uniquely identifiable information. And this information is stored in smart contracts on...

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